This is the information age. Your life – your income, buying habits, debts, housing, and jobs – has already probably been profiled and dissected by at least one, if not all three, of the big credit bureaus. Those companies make their money by selling your profile in one form or another as often as possible. They also allow inaccurate information to pollute your credit report and stubbornly refuse to correct those errors.
Federal law governs the handling of credit reports, and our firm has been a pioneer in Georgia advocating for consumers in their credit report-related disputes. Whether your credit report contains errors that the credit bureau refuses to correct, or the credit bureau has sold your credit report to entities that are not eligible to see it, we may be able to help you. If you think someone has received your credit report improperly, or if you are having trouble getting incorrect information removed from your credit report, I may be able to help. Please note, however, that I can and under federal law must make no promise to “repair” anyone’s credit. We will analyze your situation and give you our best advice as to the options you have.
In the matter of improper foreclosures, Georgia law strongly favors creditors. They may lawfully repossess your car or home without a moment’s consideration by any court.
There are, however, certain procedures that all creditors must follow before they take your assets. If you are about to lose your home to foreclosure, or if a creditor has already foreclosed, and you feel that the creditor failed to conduct the foreclosure lawfully, then I may be able to help.
Please feel free to contact my office to set up an initial consultation to discuss your matter.